Second To Die life Insurance

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Second to Die Life Insurance insures two people and pays benefits only after the second person dies. It provides liquidity and is generally designed to pay estate taxes. Second-to-die life insurance, last-do- die insurance and joint and last survivor insurance are other names for this estate planning tool. The death benefit from the policy becomes available upon the second death when estate tax and estate settlement costs may cause an excessive financial burden.

Estate taxes are based upon the total current asset value, so 2nd to Die Life Insurance can protect family estates such as real estate, property, family farms and other hard assets from liquidation. Survivorship

Life Insurance is designed to protect larger estates, generally $2 Million or greater.

Find out how much protection you need and how affordable this coverage is.