High-Risk Life Insurance

High-Risk life insurance is for people with serious medical conditions. No matter your situation, we can help you find the right type of life insurance policy.

Read any of our 13 high risk life insurance articles to find the best rate for you.

Life Insurance for Dialysis Patients

There are many different types of kidney disease. With this pervasive and sometimes life-threatening illness group, it can be difficult to find life insurance for dialysis patients. But defining the illness type and its prognosis will let the agent know what is insurable and what is not an insurable kidney problem. A surgery, like donating…

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Diabetes Life Insurance Quotes – Diabetics Life Insurance Low Rates

According to the Centers for Disease Control and Prevention (CDC), an estimated 23.6 million Americans are currently diagnosed with diabetes. In addition, another 5.7 million Americans are living with the disease and don’t even know it. Yet, another 57 million have “pre-diabetes,” which means they are at risk of developing the condition. Given the fact…

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Life Insurance for Cancer Survivor | Spectrum Insurance

Life Insurance for People Diagnosed with Cancer Any diagnosis of cancer is difficult to deal with, but for those seeking life insurance, it can be especially hard. There are some cancers that some insurance companies are willing to risk underwriting while the applicant is in treatment, but premiums will be high, and the death benefit…

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Guaranteed Issue Life Insurance

Is Guaranteed Issue Life Insurance Right for You? Do you suffer from diabetes or high blood pressure? Are you employed as a police officer, roofer, or farmer? Do you enjoy skydiving, mountain climbing, or motocross? Any number of reasons such as these can make it difficult for an individual to obtain a traditional life insurance…

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Life Insurance for Patients with Heart Disease or Conditions

Today, you’re going to learn everything you need to know about getting life insurance with heart disease or a number of other heart conditions. First, we’ll show you the most common heart conditions, including risk factors for each. After that, we’ll explain the types of life insurance policies you can get with heart disease or…

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Life Insurance for High Cholesterol

Quick Tip: For instant life insurance quotes, complete the instant quote form on this page.  For well controlled cholesterol, choose “preferred rates”.  For slightly elevated cholesterol, click “standard” rates. In the past, there were two things that did not go together well in this industry – high cholesterol and affordable life insurance over age 50.…

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Marijuana Life Insurance | Quotes for Marijuana Users

The goal for every marijuana user should be to get “non-smoker” rates.  We’ll explain how in this article. For instant quotes, simply complete our instant quote form and rates will be displayed on the next screen. First and foremost, life insurance companies won’t automatically decline you for marijuana use – in fact, you can get…

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Smokers Life Insurance

Let’s be clear before we start. Everything else being equal, smokers life insurance does have higher premiums than life insurance for non-smokers. However, there are some caveats to that which we will explore in this article. For example, the type of smoking (or tobacco use) can be looked at drastically differently by individual companies. Quick…

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How To Find High Risk Life Insurance

Do you suffer from a chronic medical condition that puts your life in jeopardy? Or, perhaps you work in a dangerous occupation or engage in certain types of activities that increase your chances of being involved in a fatal accident. If yes, then finding affordable high-risk life insurance may be a great way to get…

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Life Insurance with High Blood Pressure

When you apply for life insurance, the underwriters look at a number of different things when determining the rate that you will pay. High blood pressure is one of these critical factors that determine what premium you will pay. Of course, not all companies have the same rating system for high blood pressure, so you…

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