About Spectrum Insurance Group

Spectrum Insurance Group has a simple philosophy. “Give the consumer unbiased, objective information on their life insurance needs.”

Our primary goal is to inform the consumer and not just quote them misleading rates.

For example, many companies quote term rates without asking health questions, which may result in higher rates to the insured. Other companies may quote 20-year term policies that only guarantee their rates for 10 years.

What Makes Us Different?

Unlike most companies, we do most of the work for you.

In addition to providing you with accurate quotes, we save you time and money. For example, we complete your applications, arrange for your free medical exam, and make all necessary follow-up calls to ensure expedient delivery.

We’re Experienced In Life Insurance

Spectrum Insurance Group has helped 1000’s of families secure their futures with proper insurance planning.

Our team of expert life insurance writers has been featured in InsuranceNewsNet, YahooFinance, Huffington Post, NerdWallet, Forbes and more!

We’re a nationally licensed agency and do business in all 50 states. We represent dozens of life insurance carriers to make sure you get the best policy for your needs.

About the Owner of Spectrum Insurance Group: Bennett Bier

Bennett Bier - Life Insurance Agent and Owner of Spectrum

Bennett Bier is the owner and nationally licensed life insurance agent of Spectrum Insurance Group.

Bennett has been a licensed life insurance agent in all 50 states since 2013. He helps 1000’s of people each year find affordable life insurance policies. He is an expert in term & whole life insurance, burial insurance, high-risk life insurance, and more.

Click “Compare Quotes” to work directly with Bennett and find your life insurance policy.

Here are a few more of Bennett’s accomplishments.

  • He has assisted families quote billions of dollars in life insurance coverage.
  • Owner and lead life insurance agent at No Physical Term Life
  • Expert Life Insurance Advisor for Life Insurance Blog
  • Top Life Insurance Agent for Abrams Insurance Solutions
  • High-risk Insurance Agent Specialist for Marcan Insurance
  • Expert Writer for iFindLifeInsurance

Contact us here.

Life Insurance Companies We Represent

We represent some of the top life insurance carriers in the industry so you can compare quotes and find the best policy.

Life Insurance Carriers with Full Underwriting

We work with the following companies for fully underwritten term and whole life insurance policies.

  • Protective Life
  • Banner Life
  • William Penn
  • Lincoln Financial
  • AIG Corebridge
  • US Life (AIG NY)
  • Prudential
  • Penn Mutual
  • American National
  • North American
  • Mutual of Omaha
  • Principal Financial
  • John Hancock
  • Ameritas
  • Assurity
  • Fidelity

No Exam Life Insurance Carriers

Below are several companies we represent who specialize in life insurance with no medical exam.

  • Penn Mutual Life
  • Ethos Life
  • Sproutt
  • Plum Life
  • Hero Life
  • Sagicor
  • Foresters
  • SBLI
  • American Amicable

Burial Insurance Carriers

These companies that we represent offer burial insurance or final expense policies.

  • Mutual of Omaha  
  • Liberty Bankers
  • Royal Neighbors
  • CVS Health
  • Gerber
  • AIG

To compare these companies and find your best life insurance policy, compare quotes with our tool or call use today!