All Posts By Bennett Bier @ Spectrum Insurance Group

Spectrum Insurance Group is made up of professional life insurance agents who are licensed in all 50 states and the District of Columbia.  As principal licensed life insurance agent Bennett Bier has helped 1000's of people purchase life insurance online & over the phone.  During his career he has become the go to expert for securing hard to place term and permanent life insurance policies for clients across the nation.  With his wealth of knowledge of each life insurance carrier's products and underwriting he provides honest answers and advice to every client.  Bennett Bier and his team will work tirelessly to successfully secure the coverage your family deserves.All content on this site has been written by life insurance experts & licensed life insurance agents.

Haven Life Insurance Review

Haven Life Insurance is widely advertised as making it easy and straightforward to get a life insurance policy and, no matter how impossible this may seem, they actually do what they say. Haven Life is well praised for its impeccable customer service, fast application and approval processes, and competitive rates… but is it right for you?

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$2,000,000 Life Insurance Quotes

Updated: January 2022 See the best rates on a $2,000,000 life insurance quotes instantly from top A+ rated life insurance companies. It is estimated that nearly half of all Americans who have a life insurance policy are drastically underinsured. This means if they were to unexpectedly pass away, their spouse and loved ones would not…

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5 Reasons Not To Buy Term Life Insurance

Quick Navigation: Types of Life Insurance Term Life Insurance Whole Life Insurance 5 Reasons Not To Buy Term Life Insurance  With the circumstances of the world changing so rapidly, there is little to no guarantee of living a very long life. Every day, we hear about untimely deaths in motor vehicle collisions, disease (Covid 19…

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Top 4 Mistakes to Avoid When Buying Life Insurance

If you have financial dependents, it makes sense for you to start thinking about getting life insurance. Life insurance is an essential responsibility for you to consider as you get older. It’s all about ensuring financial security for yourself as well as a death benefit for your family members. However, you might be confused about…

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What to Consider When Buying Life Insurance Over the Age of 65

What to Consider When Buying Life Insurance Over the Age of 50

Buying life insurance over the age of 65 is an important part of your financial plan. It also provides peace of mind for your family. However, after you reach 65, you will likely discover your life insurance needs are different from those in the past. Chances are, your children are grown and moved, and you…

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20-Year Term Life Insurance

Updated: January 2022 Today, you’re going to learn all about 20-year term life insurance. Whether you need help deciding what term length to get for your life insurance coverage, or if you’re still trying to figure out if life insurance is right for you, this article will help. There are many different types of life…

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West Coast Life Insurance Company

Updated by: Bennett Bier Expert Life Insurance Agent July 21, 2022 West Coast Life Insurance company has merged with Protective Life as of 1997. West Coast Life Insurance policyholders can contact Protective Life below. PO Box 12687Birmingham, AL 35202-6687Phone # 1-800-866-9933 West Coast Life Insurance Policy Claims In this article, we will cover information about…

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Life Insurance for Diabetics

Updated: January 2022 In this guide, we’ll show you the top 7 life insurance companies for people with diabetes, sample rates, and what you can do to find low cost life insurance as a diabetic. Whether you need burial insurance, term life insurance, or whole life insurance (permanent life insurance) for diabetics, we’ll answer all…

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Finding Life Insurance with Prostate Cancer

Updated: August 2021 A prostate cancer diagnosis can be devastating for a man and his family. In addition to all the worries and complications that arise with any cancer diagnosis, prostate cancer can make obtaining life insurance seem like an impossible task. There is still hope. Most men assume that if they have prostate cancer…

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The Best Guaranteed Universal Life Insurance Companies

Almost half of the country does not have a life insurance policy. While life insurance coverage may not be the most glamorous subject, the reality is, without it, you are putting your family’s financial security at risk.

Nobody wants to risk leaving their loved ones with financial difficulties. One of the best ways you can protect your family is with a guaranteed universal life policy.

If you want an affordable life insurance policy with the benefit of permanent coverage, a guaranteed universal life policy could be the solution you are looking for.

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