Life Insurance For College Students

Life Insurance For College Students

College students often graduate with large debts, for example, medical students usually owe more than $150,000 when they graduate. If you are a student, did you ever think what happens if you die and your family or spouse has to pay for your student loans? This is a great burden to leave someone.

One way to avoid this potential problem is to obtain a term life insurance policy payable to your spouse or family member – this person will then pay off your loan in case of your death.

Life Insurance Quotes for College Students

Students are usually at an age when life insurance is very affordable and easy to get, so the extra costs will be insignificant. For example, a 28-year-old male, non-smoker, in good health, can get a 20-year term life insurance policy in the amount of $200,000 for as little as $15 per month.

College Student with Life InsuranceSo, don’t procrastinate any longer and get a quote for life insurance for college students. It is a very insignificant cost compared to what you pay for textbooks, college tuition, or even beer money.

It’s not surprising why students don’t think about getting life insurance coverage – they are at their prime, are healthy, and feel invincible. But illnesses (i.e. cancer, heart disease) and accidents can strike at any time.