Empire General Life Insurance Co.

As of January 2007, Empire General has merged with Protective Life Insurance Company. As a result, Protective is now responsible for all life insurance policies that were purchased from Empire General

Protective Life Insurance company logo

Protective Life Insurance Company Contact Information:

PO Box 12687
Birmingham, AL 35202-6687

Phone: 1-800-866-9933

Protective is one of the top life insurance companies in the nation with excellent ratings and many policy options.

About Empire General & Protective Life Insurance Company

Empire General is now a wholly owned subsidiary of Protective Life Insurance Company.

Protective Life, which was founded in 1907, has over one million customers located in all 50 states. Today, Protective Life Insurance Company has strong insurer financial strength ratings.

  • A.M. Best: A+ (Superior, 2nd highest of 15 ratings)
  • Standard & Poor’s: AA- (Very Strong, 4th highest of 21 ratings)
  • Fitch: A+ (Strong, 5th highest of 22 ratings)
  • Moody’s: A1 (5th highest of 21 ratings)

Each of these independent rating agencies has assigned its ratings based on a variety of factors, including Protective’s operating performance, asset quality, financial flexibility, and capitalization.

For the consumer, this means that you can be confident Protective will pay out your policy, even if you purchased that policy through Empire General.

In order to further enhance the confidence of the policyholders of Empire General in their company, the Board of Directors of Protective Life has guaranteed the policy obligations of Empire General. Therefore, in addition to the security provided to policyholders by Empire General, policyholders have the additional security provided by Protective Life Insurance Company.

Spectrum Insurance Group logo

Spectrum Insurance Group is made up of life insurance agents who are licensed in all 50 states and the District of Columbia. Spectrum Insurance Group has helped 1000’s of consumers purchase life insurance online & over the phone.

All content on this site has been written by life insurance experts & licensed life insurance agents.