Imagine receiving all your money back that you have paid for your life i
What is Return of Premium Life Insurance?
Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the added benefit of having all of your cumulative premiums paid back to you at the end of the policy period
The Cons of a Return of Premium Policy
ROP and term life insurance rates are based on your health and lifestyle which is evaluated during the underwriting process. Each company has its own guidelines used in determining risk factors and price.
One company that offers ROP policies is AAA life insurance. However, Spectrum Insurance Group will work on your behalf to find the company that will offer you the lowest return of premium rates. Fill out our quote tool to get instant quotes on return of premium life insurance.
Spectrum Insurance Group is made up of professional life insurance agents who are licensed in all 50 states and the District of Columbia. As principal licensed life insurance agent Bennett Bier has helped 1000’s of people purchase life insurance online & over the phone. During his career he has become the go to expert for securing hard to place term and permanent life insurance policies for clients across the nation. With his wealth of knowledge of each life insurance carrier’s products and underwriting he provides honest answers and advice to every client. Bennett Bier and his team will work tirelessly to successfully secure the coverage your family deserves.
All content on this site has been written by life insurance experts & licensed life insurance agents.