Term Life Insurance | No Medical Exam Term Life Insurance | Companies | Types of Life Insurance

Mortgage Loan Insurance

For high-ratio mortgages, lenders require mortgage loan insurance. The insurance premium usually costs between 0.5% and 3.75% of the amount of the mortgage (additional charges may apply).

There are many aleternatives to mortgage loan insurance. Many of which are much more cost effective. Each situation is unique and should be treated that way. Speaking to agent to review the differences between mortgage life insurance, mortgage loan insurance, and a typical 30 year term policy may be your best bet.

Spectrum Insurance Group specializes in designing term life insurance policies to protect your mortgage loan.

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