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How to Calculate Mortgage Insurance

There are two factors that determine how much mortgage insurance a home buyer will pay, the type of loan and the amount of the down payment. Using the chart below, you will see what percentage the home owner will have to pay for the outlined home loan programs.

% Down	30 Year Fixed	15 Year Fixed	1 Year ARM
5%	0.78%	0.72%	0.92%
10%	0.52%	0.46%	0.65%
15%	0.32%	0.26%	0.37%

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