High-Risk Life Insurance

As life insurance professionals, we are always surprised by the number of people who believe they cannot qualify for a policy. And there are those, too, who put off applying for life insurance because they believe their occupations or medical conditions or whatever would cost too much money and would be out of their reach…

Life insurance companies always use two primary criteria to set the rates for life insurance policies. The first is your age at the time of the application, and the second is your current and previous health conditions. Yes, there are insurance companies that offer products that do not take health conditions into consideration, but these…