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Insuring Your Dependent's Life

People buy Life insurance to protect their families who are financially dependent on them. If the policyholder dies the policy will pay out the capital to the dependants. Employees with a regular schedule of 20 or more work hours per week including weekend are eligible to buy Dependent Life Insurance for their legal spouse or same-sex domestic partner and dependent child/ren including child/ren of a same-sex domestic partnership.

Even new employees can avail of the dependent life insurance coverage from the first of the month after the date of hire, with a completed enrollment form. When a State employee marries another State employee/retiree, the Life Insurance Plan covers both does not allow either to also be covered as a spouse under any of the Dependent Life options. The premium for this is cut from their pay as an AFTER-TAX expense.

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