20-Year Term Life Insurance
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20-Year Term Life Insurance

A 20-Year Term plan gives adults ages 18-49 extra coverage at a time when financial responsibilities can be at their peak. It's the easiest way to provide for your family if you are suddenly out of the picture. In most cases, you can qualify without a medical exam.

After 20 years, you can choose to renew your policy at the premium for your age at that time. Your option to renew is mostly guaranteed-without a physical-until age 65. Or, if you prefer, convert your coverage to a Whole Life policy up to age 65 without a medical exam.

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