Personal or Family Life Insurance

Employees reaching retirement (age 60+) often worry about continuation of life insurance protection beyond active employment. The fact is life insurance for retired employees is scarcely available. Life Insurance Protection For Retired Workers On reaching retirement employees in most private firms generally tend to lose life insurance protection that they had from their employers while…

Long term life insurance might just be the perfect combination of coverages to tie all of your loose ends but how can you know for sure? Policies such as these are becoming more and more popular now that insurance carriers have recognized the often overlapping needs of having both types of protection tied together. It’s…

Purchasing life insurance is not meant for yourself, but is intended to take care of your loved ones; particularly your kids when you die. While you may not be able to provide for your family financially forever, the good news is you can plan to protect your children with life insurance. Purchasing a life insurance…

After getting married going on a honeymoon and having some of the most exciting times of your life you may not have life insurance on your mind. Many couples are just starting to learn each other’s finances and figuring out how to build a great financial future together. Life insurance at this time can be…

Clients often ask me, “does my newborn need a life insurance policy?” You may not necessarily need it but should you have it? I think the answer to this is absolutely. If it fits into the budget, so many benefits can come from having life insurance for your newborn. So many other pitfalls that eat…

You may be healthy enough to work for the next three decades and support your growing family. But who knows what tomorrow brings? If people buy insurance for their cars in case of an accident, why not insurance for themselves? Unfortunately a lot of people fail to realize that there are as much reasons to…

Most parents of children flinch when the topic of life insurance for the kid is approached. But statistics prove that children do die unexpectedly whether it’s the result of an accident or an illness. Most insurance professionals will admit that approaching the subject of purchasing insurance on children is difficult unless you discuss the benefits…

People often purchase life insurance to cover their funeral expenses, pay off debt, and pay off their mortgage when a death occurs. Many people purchase life insurance to pass on a legacy to their family. A significant benefit of having life insurance is that it may be used to cover estate taxes. Life insurance is…