Term Life Insurance | Quotes | Companies | Types of Life Insurance

Universal Life Insurance

Universal life insurance is a flexible premium life insurance policy under which the policy owner may change the death benefit from time to time (with satisfactory evidence of insurability for increases) and vary the amount or timing of premium payments. Premiums are credited to a policy account from which mortality charges are deducted and to which interest is credited at rates, which may change from time to time.

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