Life Insurance for Cancer Survivors :
for Finding Affordable Rates
Being diagnosed with cancer can be a devastating experience. After
all, being told you have cancer can feel as if you have been handed
a death sentence. To make matters worse, obtaining a life insurance
policy after you have been diagnosed with cancer can be difficult,
if not impossible. For those who have survived this terrible disease,
however, there is a very real chance of finding cheap
life insurance for cancer survivors at a reasonable cost.
Cancer Survivor Life Insurance
In order to get the best price on life insurance for cancer survivors,
it is important to take the following steps:
" Submit all of your medical records. The more you can prove
that you have fully recovered from your cancer, the better your
chances of obtaining life insurance for cancer survivors will be.
Some information you will need to provide to the underwriter includes
your first pathology report, your treatment records and your medical
" Adhere to your doctor's treatment plan. Following your doctor's
treatment plan will give you the best chance of fully recovering
while also demonstrating to the insurance company that you are doing
everything you can to fully recover and to remain cancer-free. The
reports from your follow-up treatments will also play an important
role in helping your insurance company determine whether or not
you will be approved for a policy.
" Contact numerous companies. Life insurance policies can
vary quite significantly from one company to the next, particularly
when it comes to life insurance for cancer survivors. Therefore,
it is important to compare quotes from a variety of different companies.
Just because one company denies you or quotes an unreasonably high
cost, it doesn't mean there isn't a company out there that is willing
to work with you.
" Work with a broker who specializes in obtaining life insurance
for cancer survivors. By working with a broker who specializes in
obtaining life insurance for cancer survivors and other high-risk
individuals, you can significantly increase your chances of finding
a policy at a reasonable cost. Not only will the broker have connections
with those companies that are willing to work with cancer survivors,
but the broker will also be able to provide you with the additional
advice you need to keep your premium costs down.
The bottom line is that no one should have to go without life insurance
coverage. After staring cancer in the face and successfully overcoming
it, the last thing you need is for a life insurance company to deny
you the coverage you need. By following these steps, you will greatly
increase your chances of obtaining coverage at a reasonable price.