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Life Insurance Glossary

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Glossary of Definitions - Y

Yearly Renewable Term (YRT)
A Term Life insurance policy that provides a level death benefit with premiums that increase each year with the insured's age. YRT provides financial protection only in the event of death and has no cash value. Also known as Annual Renewable Term (ART) or One Year Term.

(some definitions taken from the National Association of Insurance Commissioners' Life Insurance Buyers Guide)

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