Life Insurance Glossary

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Definitions - H

Hazard
The exposure of vulnerability to injury, loss or damage.

Home Office
The headquarters of an insurance company, that typically houses the actuarial, claims, investment, law, marketing and service areas.

Hospice
Health care facility providing medical care and support services such as counseling to terminally ill persons.

Human Life Value
For purposes of life insurance, the present value of the family's share of the deceased provider's future earnings.

(some definitions taken from the National Association of Insurance Commissioners' Life Insurance Buyers Guide)

Your State:
Birthdate:
Sex:	Male Female
Do You Smoke or use Tobacco?:	Yes No
Describe your Health:	Regular Regular Plus Preferred Preferred Plus
Height:	feet inches
Weight:	pounds
Amount of Insurance:
Initial Level Insurance Period:
Quote Premiums:
First Name:
Last Name:
Day Time Phone:	Ext.
Evening Phone:
Email: